Ditech, Bad Credit Loans

Bad Credit Lending

If you need a loan but bad credit is holding you back from applying then Ditech can help you. The same holds true if your bank has turned you down for a loan. Ditech has solutions in place for those who have less than ideal credit.

Ditech offers refinancing and home loans to people who wish to buy a house but who cannot get the financing because of past credit problems. Ditech has been around since 1995 and the company firmly believes that consumers should not have to deal with the headache of a middleman in order to get a mortgage that is affordable. Instead customers should be able to find one source for loans and be able to work directly with that source.

Ditech is a member of the General Motors group of companies and offers a selection of products and services for consumers with bad credit including 15- 30 year fixed mortgage loans, 2/28 and 3/27 adjustable rate mortgages, home equity loans and lines of credit that will make it possible for you to consolidate all of your high interest debt.

Why should you choose Ditech if your credit is less than perfect? If you choose Ditech you can expect low interest rates, a home loan approval over the telephone that takes only a matter of minutes to complete and home loan consultants who are there to answer your questions and give you advice 24 hours a day, seven days a week.

Ditech closes loans fast and according to your schedule, as opposed to theirs. Most of Ditech’s loans are closed in under 30 days, with some being closed in as little as 10 to 15 days. This means that there is not a lot of waiting time to suffer through for consumers. With Ditech you can be confident because you are working with a GMAC company. The great majority of your mortgage documents can be signed online which makes the loan process both quick and simple to do. Ditech has a 98% customer satisfaction rate which is excellent and helps to breed trust.